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The 13 Factors that Determine Your RV Insurance Rate

The factors that determine your RV insurance rates often go undisclosed, leaving insurance buyers in the dark and making decisions about prices that don't seem to add up. This article illustrates the key factors that determine your RV insurance rate and offers suggestions for saving as much money as possible when you purchase coverage. 1) Storage Location - by State and by Zip CodeIf you store your RV in Florida during hurricane season, there's a higher potential for wind and flood damage than if you store it in Arkansas. In certain states and zip codes, crimes are more likely to occur. Your decision on where to store your RV when it's not in use affects your overall insurance rate. Talk to your RV insurance agent to determine if it could pay you to store it in a zip code - or state - away from your current location. Your RV may need to be registered in the state where you store it though, so be sure to discuss this factor with your agent. 2) Type of Use - Full-Timer vs. RecreationalIf you plan to live in yo...

 


Points for Securing a Great RV or Motorhome Loan

RV loans and financing are the trickiest part of purchasing an rv, especially if you are buying a used rv. Financing is typically where many dealerships make extra profits at your expense, often through special add-ons, higher rates, or special dealer fees, they pass on to you at inflated costs. Many of the larger RV dealers offer good rv financing in-house and should at least be compared and considered. They often have such a large volume of applications that are specially targeted to RV's, that they can compete with typical banks and credit unions.Follow these steps and you will come out ahead. First, settle on an rv that you want without discussing financing, settle on a price, agree to a trade in value (if you have one), then tell the salesman you are willing to discuss any financing options they have but do NOT tell them or show them the terms you have already gotten approval for from your bank or other rv loan financing source. Spend a little time now seeing what they offer BEFORE you visit the rv lot a...

 


How to Sell Your RV or Motorhome Successfully

When selling an RV or rv bus conversion follow these guidelines to ensure your motorhome sale goes well. Sellers want maximum profit in the shortest time while incurring the least hassle and cost. The buyer wants the same. Everything you as the seller do, must be designed, angled, prepared, presented and directed at the BUYERS point of view in order to net you the best results.The biggest problem encountered when you go to sell an rv is that there is a very limited market for such luxury purchases. Plus EVERY rv is custom. There is no such thing as a "stock" rv. This means you are selling a very particular item to a minuscule or sometimes nonexistent customer and most importantly you have to FIND that customer. Disadvantages - never address the disadvantages listed unless the buyer brings it up. Be prepared if they do though. Sometimes it is best to simply reply using the least words possible. For example if the buyer says, "I heard that Bounder rv's were better than this Itaska you're selling" You may answer...

 




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